Shamik Bhattacharya — Chief Product and Technology Officer · Borderless

Shamik Bhattacharya — Chief Product and Technology Officer · Borderless · Bengaluru, Karnataka, India.

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About

Shamik Bhattacharya is Chief Product & Technology Officer at Borderless, based in Bengaluru. He works across product, technology, and business strategy, with a focus on platforms that support cross-border money movement, multi-currency banking, remittances, and investing. His profile points to experience building systems designed for scale, including compliance-first architectures and AI-led product innovation.

Bhattacharya brings more than two decades of experience across fintech, edtech, digital commerce, and global platforms operating in multiple markets. Before Borderless, he served as Chief Technology Officer at Navneet Toptech, where he led technology for B2B and B2C education products. His background also includes earlier roles noted in his headline at companies such as Hello Group and Intel. He studied strategy and marketing management at the Indian Institute of Management Bangalore.

Experience

Chief Product & Technology OfficerCurrent
Borderless · Bengaluru, Karnataka, India
Nov 2025 – Present
1. Owning the end-to-end technology and product strategy for Borderless, aligning the roadmap with our global banking, remittance, and investing vision. 2. Designing and scaling global money-movement rails – multi-currency accounts, stablecoin and fiat flows, and treasury infrastructure across banks, partners, and markets. 3. Building an advanced compliance, sanctions, and risk stack (KYC/AML, transaction monitoring, reporting) to meet bank, regulator, and partner expectations across jurisdictions. 3. Driving AI-powered product innovation across fraud, customer experience, and internal tooling to create defensible differentiation at scale. 4. Scaling a high-performance engineering organization across markets – org design, hiring, culture, and ways of working that support rapid iteration with strong reliability and governance.
Chief Technology Officer