Fincite

Family offices running assets across multiple custodians, accounts, and family members face a familiar problem: the data exists, but it lives in silos. Fincite, a Frankfurt-based WealthTech firm, built its platform fincite cios specifically to collapse those silos into a single advisor-facing view. For family offices, the product maps out the entire family structure, records both liquid and illiquid assets through direct custodian connections or manual entry, and produces reporting that spans portfolio performance, risk, ESG scores, and fund look-through in one interface.

The platform is modular, meaning a family office can start with onboarding or reporting and layer in additional functions without replacing the core system. Key capabilities include:

• Digital KYC and client onboarding for natural and legal persons, completing in under 7 minutes
• Strategic asset allocation optimization across all asset classes based on individual investment preferences
• Wealth forecasting with Monte Carlo simulation and historical stress testing
• MiFID II-compliant advisory and discretionary portfolio management processes with automated document creation
• 360-degree asset aggregation covering portfolios, real estate, private equity, crypto, and loans
• Third-party data integration via partners including wealthAPI, Qwist, and fino

The platform is white-label capable, meaning family offices or the institutions serving them can apply their own branding to the interface. Named clients include Hauck Aufhäuser Lampe, Berenberg Privatbank, and ABN AMRO Private Banking. Pricing is not disclosed publicly, and the platform appears primarily oriented toward the German-speaking market, with regulatory framing built around MiFID II and WpHG. Offices operating primarily outside European regulatory frameworks may need to evaluate how well compliance workflows translate to their jurisdiction.

• Consolidated asset aggregation across custodians and asset classes
• Digital client onboarding including KYC and profiling
• Investment reporting covering performance, risk, and fund look-through
• Strategic asset allocation optimization and wealth forecasting
• MiFID II-compliant advisory and discretionary portfolio management
• Family structure mapping and wealth planning

• Family and ownership structure visualization
• Direct custodian bank connection and automatic portfolio extraction
• Monte Carlo simulation and historical stress testing
• Strategic asset allocation optimizer
• Wealth forecast and investment goals planner
• Ad hoc regulatory reporting
• Digital signature and automated document creation
• ESG sustainability scoring
• Configurable task manager with event notifications
• CIOS Extension Store for third-party integrations

Built for Single Family Office (SFO), Multi Family Office (MFO), Investment Teams, Advisors / Wealth Advisors (RIA).

API connections from and to your internal IT systems required to transfer data, logos and corporate identity of our customers, user flows depending on service model (wealth management, advisory or self-ex), and customer journey of the onboarding, advisory, investment, ordering, and reporting functionalities of our investment software according to your requirements.