Himanshu Rathi

Himanshu is an IIM Kozhikode alumnus and Private Banker at InCred Wealth with a distinguished career built on the principles of strategic asset allocation and high-impact professional advisory. With a robust history in the financial services industry—including leadership and advisory roles at Kotak Wealth Management, Jiraaf, Yubi, and INDmoney.com—he has developed a specialized skill set in Asset Allocation, Portfolio Advisory, Portfolio Management, Market Research, Business Relationship Management, and Wealth Management. His approach is defined by the conviction that sustainable wealth is the product of disciplined allocation and professional oversight rather than reacting to market noise or speculative trends. By leveraging cross-functional problem-solving and a refined advisory framework, Himanshu focuses on delivering efficient, research-backed results that provide clarity and stability in complex financial landscapes, ensuring every decision is aligned with achieving high-performance, long-term outcomes.