Trove

Families with complex financial lives often find themselves coordinating across multiple advisors, accountants, and administrators with no single party responsible for the full picture. Trove was built to fill that gap, acting as a fee-only, conflict-free financial operations partner for ultra-high-net-worth families. It does not manage investments, sell products, or provide legal counsel. Its scope is the infrastructure work that typically falls between advisors: accounting, bill payment, cash flow management, document organization, consolidated reporting, and entity structure oversight.

The firm grew through a series of acquisitions, combining Cornerstone Family Office (founded 2013), JDJ Family Office Services (founded 2001), and accounting firm Martin DeCruze (founded 2001) before rebranding as Trove in late 2023. That history gives the team depth across multi-generational wealth, estate planning coordination, and operational continuity. The firm has been recognized multiple times at the Family Wealth Report Awards and Private Asset Management Awards, including recognition as Best Multi-Family Office.

For families evaluating whether to build an in-house office or outsource, Trove addresses the core trade-off directly:

• Consolidated reporting across accounts, entities, and asset types including real estate, art, and inter-entity loans
• Bill payment with proprietary invoice tracking and vendor management
• Entity structure modeling with visual ownership and governance frameworks
• Tax coordination working alongside existing advisors rather than replacing them
• Continuity planning with records structured for spouses, executors, and trustees

Trove operates from five US offices and appears to serve a domestic client base. Pricing is not publicly disclosed. Families seeking investment management or legal services must retain separate providers, as Trove deliberately limits its scope to financial administration.

• Financial operations and accounting across family entities
• Bill payment and cash flow management
• Consolidated reporting across accounts and asset classes
• Document and data management for audit and continuity readiness
• Tax coordination with existing advisors
• Entity structure modeling and governance support

• Categorization and reconciliation of income and expenses across entities
• Institutional-grade bill payment with proprietary invoice tracking
• Vendor management with contract and invoice oversight
• Special disbursements management including capital calls, payroll, and tax payments
• Customized reporting packages including net worth statements, spending reports, and entity-level financials
• Investment tracking across allocation, performance, and strategy
• Cash activity reporting and liquidity projections
• Specialized schedules for complex assets including art, real estate, and inter-entity loans
• Entity structure modeling with visual ownership and governance frameworks (ARX platform)
• Continuity preparedness with records accessible to spouses, executors, and trustees

Built for Single Family Office (SFO), Multi Family Office (MFO), Private Wealth Owners / Principals.

Dedicated client service teams with named directors and relationship managers assigned to each family.