Investment planning, portfolio review and virtual family-office coordination
Sinhasi Consultants offers investment advice, financial planning and a Virtual Family Office service for families, business owners and professionals in India. Its published proposition links an existing investment portfolio to household goals, risk, tax considerations and longer-term family arrangements. Advisory and product-distribution relationships are presented as different service routes.
The holistic wealth service covers retirement and other life-goal planning, children's education and milestones, investment allocation, portfolio review and rebalancing, tax planning and insurance-related risk management. The company says it can coordinate an existing portfolio and existing professional advisers, rather than requiring every asset or relationship to be replaced.
The Virtual Family Office offer extends that coordination to estate and succession matters, intergenerational education, ESOP and RSU questions, OCI/NRI needs, healthcare assistance, income-tax work and property decisions. These descriptions establish the advertised scope. They do not establish that Sinhasi itself acts as a lawyer, overseas tax practitioner, healthcare provider, property custodian or discretionary portfolio manager.
There is an important regulatory boundary in the company's VFO disclosure: several non-investment activities fall under other regimes and outside SEBI's purview, and SEBI grievance recourse does not apply to those activities. A family should establish which work Sinhasi performs, which work is coordinated with another professional, the actual counterparty and the applicable complaint route. Investment-adviser registration should not be extended to the whole family-service suite.
The enquiry form describes Holistic Wealth Management with a ₹1–5 crore commitment band and Virtual Family Office Advisory with ₹5 crore and above. Its accompanying net-worth definition refers to fixed deposits, provident funds, mutual funds, shares and other liquid assets. These are the company's stated relationship/form qualification bands, not a disclosed advisory fee, an LP commitment to a fund or a universal statutory eligibility rule. Ask how the band applies to the assets and services in the proposed relationship.
The onboarding page separates advisory from distribution. Both begin with a meeting, KYC and signup. Advisory then develops and finalises a financial base plan before implementation; the distribution route reviews investments and suggestions before implementation. The company describes an initial advisory plan review within three months, subsequent reviews, monthly portfolio updates and online portfolio access. These are its published service-process descriptions, not a guaranteed account-opening time or verified custody/security specification.
No numerical advisory tariff, recurring VFO retainer, distribution-commission schedule, standard refund, termination notice or exit charge was established from the retained pages. The wealth-service FAQ describes advisory recommendations as unbiased and says distribution commissions are disclosed to clients who choose that route. That positioning is not proof that every service is fee-only or conflict-free. Obtain a written scope, all remuneration and incentives, taxes and any separate professional or product charges.
The investment-advisory charter tells clients to pay advisory fees through banking channels and retain receipts, and not to hand investment funds or trading, demat or bank login credentials to the adviser. This is the charter’s advisory-account boundary; separate agreed distribution or other family-service processes should be checked on their own terms.
The posted client terms place investment decisions with the client and describe execution of the client's instructions. They also caution that risk-profile outputs are indicative, market losses remain possible and underlying product documents have their own conditions. These clauses do not establish discretionary authority or remove applicable suitability, KYC or other obligations. Performance language on the site is not a guarantee of alpha or capital protection.
The website identifies the operator as Sinhasi Consultants Pvt. Ltd., publishing CIN U67120KA2010PTC053742, non-individual investment-adviser reference INA200004177 and BSE enlistment 1776. It separately prints mutual-fund distributor ARN 33430, with a stated validity ending 5 December 2028. These are company-published particulars, not an independent current registration check or a guarantee of investment performance. The founder's professional history beginning in 2005 is not a verified incorporation date for the company.
The current team page names Mimi Partha Sarathy as Founder and Managing Director, Rajanish P as Senior Vice President, M Vallinayagam as Vice President, Radhakrishna P as Compliance Officer and Senior Manager–Operations, and Saisri Dibya Alok Naik as Senior Manager. The adjacent role descriptions place investment advice with Rajanish, internal research with Vallinayagam, compliance/operations with Radhakrishna and marketing/communications with Naik. These are the company's named capacities, not a complete workforce count or independently certified appointment dates.
Mimi's existing professional record separately retains her concurrent Sri Krishna Wellness Yoga and Cultural Centre role. Conference speakers, outside affiliations and testimonial authors appearing elsewhere on the site are not current Sinhasi employees merely because their names appear there.
The published privacy notice describes collection of information supplied by users and website technical data, with sharing for affiliated transactions, service agents, business transfers and legal/fraud-related purposes. It separately refers to express consent for third parties involved in its diverse services. It does not guarantee complete security or immediate deletion: it describes retention for a reasonable period or legal needs, with some private records and non-identifying aggregate information retained after a deletion request.
The notice contains generic third-party template references and attributes its page content to Internet sources. It should be read as the posted notice, not an independently verified account of the operator's systems or a security certification. Before sharing a family's financial or health information, clarify the actual data recipients, professional responsibilities and retention arrangements for the agreed work.
The posted service terms describe a sole arbitrator mutually appointed by the client and company and Bangalore court jurisdiction. This is a description of that clause, not a conclusion about its enforceability or the available regulatory remedies. Written service agreements and the applicable service-specific grievance routes remain material.
The published office is Srinivasam, No. 20, 9th Cross, 6th Main, Malleshwaram, Bengaluru – 560003. General enquiries use contactus@sinhasi.com and +91 80 41281 383. The site also gives +91 96066 18000 for mobile/WhatsApp contact. Its current footer shows 09:00–18:00 for the landline, while an older repeated footer shows a 10:00 start and an additional number; confirm the current hours. The mobile's all-hours label is not a promised round-the-clock human response.
For the investment-advisory relationship, the published charter says grievances should be addressed within 21 days of receipt and describes SCORES, IAASB/SEBI review and SMART ODR routes. The principal-officer inbox is principal.officer@sinhasi.com; no officer's name is inferred from that generic address. The charter's advice-related timetable should not be applied to every property, healthcare, insurance or other VFO service.
Is this an investment manager or a family adviser?
The demonstrated service is financial and investment advice with broader family coordination and a separate distribution route. A discretionary management or custody mandate was not established.
What do the ₹1–5 crore and ₹5 crore bands mean?
They are the enquiry form's stated wealth-relationship bands, accompanied by a liquid-asset net-worth definition. They are not published service fees or a fund's LP minimum.
Can the service include my existing advisers?
The wealth FAQ says existing assets and professionals can be coordinated. The actual division of work and responsibility belongs in the written engagement.
Are fees and commissions published?
No numerical recurring advisory/VFO or distribution tariff was established. The company says commissions for clients choosing distribution are disclosed; obtain the specific fee, incentive and third-party cost schedule.
Does SEBI oversight cover the entire VFO suite?
No. The company's own disclosure distinguishes non-investment activities governed elsewhere, for which SEBI grievance recourse does not apply.
What review and complaint timings are described?
The onboarding page describes a first advisory plan review within three months and monthly updates. The advisory charter states a 21-day grievance period; these are different obligations and are not universal VFO completion promises.
Wealth service, access bands and distribution qualification; VFO scope and service boundaries; Separate advisory and distribution process; Named company capacities; Advisory charter and complaint routes; Posted privacy and service terms; Company contact and registration disclosures.
Strengths. Specific household planning and broader family-service coordination, with a separate advisory/distribution workflow and named investment/compliance capacities..
Watch-outs. Registration particulars are company claims, not independently certified current permissions. Fees and custody/third-party responsibilities need confirmation; non-investment VFO services have distinct oversight. Posted privacy terms include generic template material; no performance/security assurance..
Built for Families, Business Owners, Professionals, High-Net-Worth Individuals, Ultra-High-Net-Worth Individuals.
For families seeking investment advice or broader family/professional coordination; exact regulated capacity, counterparty and written scope differ by service. No discretionary custody mandate or universal SEBI coverage inferred.
Published office: Srinivasam, No. 20, 9th Cross, 6th Main, Malleshwaram, Bengaluru – 560003. General: contactus@sinhasi.com; +91 80 41281 383. Mobile/WhatsApp +91 96066 18000. Current footer landline 09:00–18:00 differs from older repeated 10:00 start; confirm hours, no all-hours human SLA. Advisory principal-officer inbox principal.officer@sinhasi.com; charter 21-day grievance/SCORES/IAASB/SEBI/SMART ODR routes apply to advisory, not every non-SEBI VFO service.
Separate advisory/distribution meeting, KYC and signup. Advisory base plan and first review within three months; subsequent reviews, monthly updates and online portfolio access described. No guaranteed activation time/security/custody certification. Advisory charter: pay fees through banking channels/receipts; do not provide investment funds or account login credentials to the adviser.
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