Maestro

Maestro Wealth is a financial advisory firm based in Winston-Salem, North Carolina, serving individual clients and families with retirement planning, estate strategy, and wealth transfer guidance. The firm operates two offices in the Piedmont Triad region of North Carolina and operates under the Cetera broker-dealer network. Its advisors hold credentials including CFP, CRPC, AAMS, and AIF designations.

The firm's work centers on retirement income planning and intergenerational wealth transfer, with particular depth in areas such as inherited IRA compliance, lifetime gifting strategy, and estate coordination. Clients navigating the 2025 inherited IRA rule changes, the expiration of elevated gift and estate tax exclusions, or the financial burden of elder caregiving are the types of situations Maestro advisors address in coordination with tax and legal professionals. The firm does not position itself as a standalone solution for these issues but rather as the financial planning anchor in a broader advisory team.

Service areas include:

• Retirement distribution planning, including RMD strategy for traditional and inherited IRAs
• Lifetime gifting structures such as GRATs, SLATs, irrevocable trusts, and donor-advised funds
• 529 account planning and education funding for multi-generational families
• Eldercare cost planning and long-term care considerations

Maestro serves individuals and families, not institutional clients or family offices. The firm appears oriented toward mass-affluent and high-net-worth individuals rather than ultra-high-net-worth principals or multi-entity family structures. Buyers seeking consolidated reporting, investment management at scale, or dedicated family office infrastructure will not find those capabilities here. Pricing is not publicly disclosed, and the firm does not describe any proprietary technology platform.

• Retirement income and distribution planning
• Inherited IRA compliance and RMD strategy
• Lifetime gifting and estate transfer planning
• Trust structure guidance in coordination with legal professionals
• Education savings planning via 529 accounts
• Eldercare and long-term care cost planning

• Retirement account distribution strategy including RMD planning
• Inherited IRA analysis under SECURE Act and SECURE 2.0
• Lifetime gifting strategy including annual exclusion and lifetime exemption planning
• Trust types covered: irrevocable trusts, GRATs, SLATs, charitable remainder trusts
• Donor-advised fund guidance
• 529 account planning including superfunding strategy
• Elder care financial impact analysis
• Coordination with tax, legal, and accounting professionals
• Estate document review including wills, powers of attorney, and health care proxies

Built for Private Wealth Owners / Principals.

Phone and email contact available during business hours Monday through Friday, 8:00 AM to 5:00 PM, with Saturday and Sunday appointments available.