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Crossroads

Impact lending and community development finance for underserved markets.

Services-only
$490 million in committed investments (as of 2023 social impact report)Assets on platform / AUM
01 — Overview

What Crossroads does

Crossroads Impact Corp is a Dallas-based holding company focused on impact lending and community development finance. Its core business involves deploying capital into underserved and underbanked communities, with subsidiaries operating in areas such as micro-business lending and Community Reinvestment Act services for banks. The company rebranded from Crossroads Systems to Crossroads Impact Corp in January 2022, signaling a deliberate shift toward mission-driven investing as its primary identity.

The firm targets investors who want measurable social and economic returns alongside financial performance. Its 2023 social impact report cited $490 million in committed investments and a 260% increase in committed investments that year. Subsidiary Capital Plus Financial participates in programs such as the Texas Micro-Business Disaster Recovery Loan Program and has partnered with Cenerus to deliver CRA compliance services across the banking industry.

For family office investors evaluating impact-oriented holdings or co-investment opportunities, Crossroads presents a focused profile:

  • Community development lending directed at minority individuals and small businesses
  • ESG and responsible social lending as a core operating thesis
  • CRA-aligned services for community banks seeking regulatory compliance support
  • Equity structure that includes shareholder letters and public investor updates

Crossroads does not operate as a technology platform, wealth management service, or investment advisor for family offices. Its relevance to this audience is primarily as a potential investment target or impact investing partner, not as a vendor providing operational tools or advisory services. Pricing, fee structures, and minimum investment thresholds are not disclosed publicly. The offering is concentrated in the United States, with no evidence of international operations.

By intentionally investing in people, areas, and businesses that are continually overlooked by traditional financing sources, we generate significant economic, environmental, and social impact for investors and community stakeholders alike.

On Crossroads, from a family-office user
02 — Product & capabilities

What it covers

Core tasks
  • Impact investing in underserved communities
  • Community development lending
  • CRA compliance services for community banks
  • Micro-business disaster recovery lending
  • Investor reporting and shareholder communications
Notable features
  • Community development lending programs
  • CRA service partnerships with banking industry
  • Micro-business loan programs
  • ESG and responsible social lending
  • Quarterly shareholder letters and investor updates
  • Social impact reporting
03 — Company

The firm behind it

Ownership
Public (OTC: CRSS)
Software type
Services-only
Headquarters / markets
United States
Offices
Dallas
Key people
EEric DonnellyCEO
Recognition
  • MO 100 Top Impact CEO - No. 31 (Eric Donnelly) - 2024
04 — Clients & fit

Who it’s for

Built for Private Wealth Owners / Principals, Single Family Office (SFO), Multi Family Office (MFO).