Unison

Access your home equity with no monthly payments through growth sharing.

Network / Platform Investment Platform
Visit Website Request Info Last reviewed: April 2026

Overview

Unison is a residential home equity company that offers two products to homeowners: an Equity Sharing Agreement and an Equity Sharing Home Loan. Neither product is designed for family offices as buyers, sellers, or operational partners. The company’s target customer is an individual homeowner seeking to access cash from their primary residence without taking on traditional monthly debt obligations.

The business model connects homeowners with institutional capital sources, including pension funds and university endowments, which invest in diversified residential real estate through Unison’s co-investment structure. Family offices are not identified as investors, clients, or distribution partners anywhere on the site.

Unison does not appear in the family office vendor landscape as a technology provider, asset manager, reporting tool, or service firm serving wealth management teams. Its products are consumer financial products, not institutional or advisory services. A family office principal evaluating vendors for operational, investment, or reporting needs will find nothing applicable here.

"Unison connects homeowners and homebuyers with institutional investors, and allows them to solve each other's needs."
Unison

Product & Capabilities

Main Tasks
Unlocking home equity without monthly payments Providing cash access via home equity for debt consolidation, renovation, or major expenses Connecting homeowners with institutional investors through co-investment structures Originating equity sharing agreements and hybrid equity loans
Assets Supported
Real Estate
Top Features
Equity Sharing Agreement with 0% interest and 30-year term Equity Sharing Home Loan starting at 5.577% fixed APR with 10-year term Free quote with no credit impact Independent home appraisal as part of origination process Lump sum repayment at end of agreement or sale Downside participation in home value decline on Equity Sharing Agreement Access to up to 15% of current home value

Pricing

Cost Structure
Share of home value appreciation at end of agreement

Pricing estimates are indicative only. Contact Unison directly for a tailored quote based on your specific requirements.

Company

Top Markets
United States

Clients & Focus

Firm Type Network / Platform
Client Count10,000+

Support & Onboarding

Onboarding Four-step process: free quote, application, independent appraisal, fund disbursement
Support Options
Phone support and email contact via home equity specialists

Contact

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