Riskalyze

Risk tolerance quantification has long been a weak point in advisory workflows: advisors rely on vague questionnaires that clients forget and regulators scrutinize. Nitrogen (formerly Riskalyze) built its platform around a proprietary Risk Number that converts a client’s risk tolerance into a single, auditable score, creating a common language between advisor and client that can be referenced at every review meeting and documented for compliance purposes.

The platform spans five distinct modules that address different moments in the client lifecycle:

• Risk Center: assigns and tracks Risk Numbers across the entire book of business, aligning portfolios to each client’s documented tolerance
• Research Center: runs portfolio analytics and investment comparisons for more analytically demanding clients
• Income Center: models risk capacity, time horizon, and retirement income probability
• Tax Center: converts a client’s 1040 into visual tax education materials
• AI Meeting Center: uses agentic AI to prepare advisors for upcoming client meetings

Nitrogen is built for RIAs, broker-dealers, and advisory firms rather than for family offices directly. Clients include LPL Financial, Cetera, and Osaic, which signals a mass-market advisory orientation rather than a bespoke private wealth focus. A family office considering Nitrogen would gain a defensible risk documentation process and repeatable proposal workflow, but would likely find the platform lacks depth in areas central to family office operations: consolidated multi-custodian reporting, alternative asset tracking, entity-level accounting, and tax reporting beyond client education visuals. Pricing is not publicly disclosed. The platform suits advisory teams that manage client relationships at volume and want a standardized, compliance-ready risk framework, not family office operations teams managing complex multi-entity balance sheets.