Monetago

Duplicate financing fraud is a persistent and costly problem in trade finance: the same invoice or receivable gets financed multiple times across different lenders, often without any single institution knowing. MonetaGo operates the first global network specifically built to detect and prevent this, using digital fingerprint technology to hash trade document data and compare it across participating institutions in real time, without exposing the underlying data to any counterparty.

The platform’s core product, Secure Financing, is built on confidential cloud computing within trusted execution environments, ensuring that competitive or sensitive transaction data stays private even as cross-institution checks occur. Key technical attributes include:

• ISO 27001:2013 certified information security management
• Data structures compliant with ISO 20022
• AES and SSL encryption for all processed data
• Integration with the Swift API channel, the first third-party trade service to achieve this
• Interoperability with existing trade finance infrastructure, requiring minimal process change

MonetaGo’s clients include TReDS exchanges in India, factoring platforms, and major trade finance banks, with endorsements from Standard Chartered, the International Chamber of Commerce, FCI, and Swift. The company positions itself as Digital Public Infrastructure for trade finance globally, with stated ambitions around SME financial inclusion and VAT compliance in addition to fraud prevention.

For family offices with direct lending, trade finance, or supply chain finance exposure, MonetaGo addresses a specific operational and credit risk that generic portfolio tools do not. Its relevance narrows significantly for family offices without active participation in trade finance or receivables-based lending. Pricing is not publicly disclosed, and the platform is oriented toward institutional and infrastructure clients rather than direct family office buyers.