Lumiant

Most financial advisory software focuses on portfolio performance as the central measure of value. Lumiant takes a different position: it organizes the entire client relationship around values, life goals, and wellbeing rather than market returns. The platform is built for growing advisory firms that want to deliver a consistent, repeatable advice experience across every advisor and every client meeting, without that experience depending on any individual advisor's skill or tenure.

The platform operates across four stages of the client lifecycle. Before meetings, digital surveys and values-mapping tools capture what matters to clients beyond their finances, including a structured 'Your Life' assessment and a values-ranking module. During meetings, advisors run sessions directly inside Lumiant using interactive visuals, a net worth view with live data feeds, and a 'Key Advice Areas' module that maps financial strategies to life goals. Between meetings, clients log into a personal dashboard to track goal progress and complete tasks, while advisors receive notifications when clients interact with their plan.

Specific modules available on the platform include:

• Your Values: a structured process for clients to rank their top five life values
• Your Goals: tracks both financial and non-financial goals with progress indicators
• Your Governance: captures family tree, tax structures, insurance, and estate planning details
• Your Vault: secure document storage and sharing between advisor and client
• Wellbeing Score: a tracking metric that detaches advisory value from investment returns
• HALO: a longevity planning module that provides scientifically-based life expectancy inputs for financial projections

Lumiant is designed for financial advisory firms, RIAs, and wealth managers rather than family offices evaluating internal tools. Firms managing complex multi-entity structures or requiring consolidated portfolio reporting across custodians will find the platform's scope limited to the client engagement and planning layer. Pricing is not disclosed publicly.

• Structured client discovery and values-mapping before advisory meetings
• Running interactive, goal-focused client meetings inside the platform
• Tracking client progress toward financial and non-financial goals between meetings
• Capturing governance data including family structure, tax entities, insurance, and estate planning
• Secure document storage and sharing with clients
• Longevity planning using scientifically-based life expectancy assessments

• Your Life assessment survey for pre-meeting client discovery
• Your Values module for ranking top five client life values
• Your Goals module tracking financial and non-financial goals
• Key Advice Areas with 12 pre-defined and customizable financial strategy categories
• Net Worth view with live data feeds via open banking and data aggregation
• Your Governance capturing family tree, tax structures, income, liabilities, insurance, and estate planning
• Your Vault for secure document storage and sharing
• Wellbeing Score tracking overall client wellbeing over time
• HALO longevity planning module with embeddable website widget
• Client dashboard with task management and advisor notifications

Built for Advisors / Wealth Advisors (RIA), Private Wealth Owners / Principals.