FlowBank

FlowBank SA, a Geneva-headquartered Swiss bank, ceased operations on 13 June 2024 after the Swiss Financial Market Supervisory Authority (FINMA) opened bankruptcy proceedings against it. FINMA simultaneously withdrew the bank’s license as a bank and securities dealer. The bankruptcy liquidator appointed is Walder Wyss SA, based in Geneva.

As of the bankruptcy opening, all commercial activity stopped. The bank is no longer authorised to conduct banking transactions, execute securities trades, or process payments. All legal acts by the bank or its governing bodies require explicit approval from the appointed liquidators. The liquidation website provides structured access to:

• Official bankruptcy documents
• Communications directed to depositors and privileged creditors
• Circulars issued to general creditors
• A frequently asked questions section for clients and stakeholders

For any family office that held accounts, securities, or cash deposits with FlowBank, the relevant next step is to consult the official liquidation site at flowbank-liquidator.com for updates on asset recovery timelines and creditor ranking. No new business relationship with this institution is possible. Family offices evaluating Swiss banking counterparties should treat FlowBank as unavailable and direct due diligence elsewhere.