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Triodos Bank

Banking that finances positive social, environmental, and cultural change.

Services-only
24.1 billion eurosAssets on platform / AUM
748,619Clients
01 — Overview

What Triodos Bank does

Triodos Bank was founded on a premise most banks avoid: that every lending decision is a values decision. The bank publishes details of every organisation it finances on its website, making its loan book fully transparent to customers and observers. That structural commitment to accountability distinguishes it from conventional private banking and most ESG-labelled alternatives.

For wealth owners whose primary concern is aligning capital with measurable environmental and social outcomes, Triodos offers banking activity across five European countries:

  • Netherlands, Belgium, Spain, United Kingdom, and Germany for retail and business banking
  • Triodos Investment Management for global impact fund strategies
  • Triodos Finance in France for project and sector lending
  • A Multilateral Trading Facility via Captin for trading Depository Receipts

The bank holds 24.1 billion euros in total assets under management and reports that its sustainable energy projects avoided 800 kilotonnes of CO2e emissions in 2025. Its ownership structure is unusual: rather than shareholders, Triodos has Depository Receipt Holders, a deliberate mechanism to protect its mission from commercial pressure.

Triodos is not a fit for clients seeking broad investment platform access, private markets deal flow, or sophisticated multi-asset reporting infrastructure. Pricing is not publicly disclosed for private or wealth clients, and the global website functions primarily as a group hub redirecting visitors to local country sites rather than presenting a dedicated private wealth or family office proposition. Wealth owners drawn to impact as a primary filter, rather than a secondary screen, will find the bank's transparency and sector focus more consequential than its product breadth.

We publish details of every organisation we finance on our website, so you can see for yourself how your money delivers positive change for people and planet.

On Triodos Bank, from a family-office user
02 — Product & capabilities

What it covers

Core tasks
  • Sustainable banking and deposit accounts for values-aligned clients
  • Lending to organisations with positive social, environmental, or cultural impact
  • Impact investment management through Triodos Investment Management
  • Project and sector finance via Triodos Finance
  • Trading of Triodos Bank Depository Receipts via the Captin MTF platform
Notable features
  • Transparent loan book with all financed organisations listed publicly
  • Banking activities in Netherlands, Belgium, Spain, United Kingdom, and Germany
  • Global investment management through Triodos Investment Management
  • Depository Receipt trading via Multilateral Trading Facility operated by Captin
  • Integrated annual reporting combining financial and impact data
  • Mission-protective Depository Receipt Holder ownership structure
03 — Company

The firm behind it

Ownership
Depository Receipt Holder structure (no shareholders)
Software type
Services-only
Headquarters / markets
Netherlands, Belgium, Spain
04 — Clients & fit

Who it’s for

Built for Private Wealth Owners / Principals.

05 — Support & onboarding

Getting it running

Contact available via local country branches in Netherlands, Belgium, Spain, United Kingdom, and Germany.

Three-step onboarding process described for MTF Depository Receipt trading via Captin account.

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