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Gemini

A regulated, full-reserve cryptocurrency exchange and custodian for institutions.

Web-based
01 — Overview

What Gemini does

Family offices building or expanding digital asset allocations face a recurring structural question: where do they hold crypto, and how do they verify it is actually there? Gemini addresses this directly as a full-reserve, regulated cryptocurrency exchange and custodian, holding customer assets 1:1 and subjecting its controls to SOC 1 Type 2 and SOC 2 Type 2 examinations conducted by Deloitte. It was the first cryptocurrency exchange and custodian in the world to obtain those certifications. That distinction matters for family offices that need to satisfy internal governance standards or external audit requirements when reporting on digital asset positions.

The institutional offering sits alongside a retail consumer platform, and the two share infrastructure but serve different entry points. For institutional clients, the relevant capabilities include:

  • Qualified custody with segregated asset storage accessible via Gemini Custody
  • Trading on the Gemini Exchange with transfer between custody and exchange accounts
  • The Gemini Dollar (GUSD), a NYDFS-regulated, USD-backed stablecoin audited monthly by BPM LLP
  • Staking for yield on assets such as Solana
  • API access implied by the institutional product line

Gemini operates under New York Department of Financial Services oversight and holds ISO/IEC 27001:2013 certification alongside its SOC certifications. The fee schedule is publicly disclosed: custody-to-exchange transfers are free, while exchange-to-custody transfers carry a $125 per-withdrawal fee. Pricing for institutional custody arrangements beyond this is not publicly disclosed, which limits direct cost comparisons at the evaluation stage. The platform is primarily oriented toward the US, UK, France, Singapore, and Turkey markets. Family offices outside those jurisdictions or requiring multi-asset consolidated reporting that spans both traditional and digital holdings would need to assess integration with existing portfolio infrastructure separately.

We were the first crypto exchange and custodian in the world to obtain our SOC 1 Type 2 and SOC 2 Type 2 certifications.

On Gemini, from a family-office user
02 — Product & capabilities

What it covers

Core tasks
  • Cryptocurrency custody for institutional and family office clients
  • Cryptocurrency trading via the Gemini Exchange
  • Stablecoin issuance and management via the Gemini Dollar (GUSD)
  • Crypto staking for yield generation
  • Secure crypto transfer between custody and exchange accounts
Notable features
  • Full-reserve custody with 1:1 asset backing
  • SOC 1 Type 2 and SOC 2 Type 2 certifications (audited by Deloitte)
  • ISO/IEC 27001:2013 certified ISMS
  • NYDFS-regulated exchange and custodian
  • Gemini Dollar (GUSD) stablecoin with monthly BPM LLP attestations
  • Gemini Staking with up to 6% APR on Solana
  • Transfer between Gemini Exchange and Gemini Custody
  • Dynamic crypto withdrawal fees tied to network gas costs
  • Institutional client program for large and small institutions
  • ACH and wire fiat deposit and withdrawal support
Assets supported
CryptocurrencyDigital AssetsStablecoins
Platform & technology
Mobile Access
03 — Company

The firm behind it

Ownership
Privately held
Software type
Web-based
Headquarters / markets
United States, United Kingdom, France
Languages
English, French, Spanish
Key people
TTyler WinklevossChief Executive Officer
CCameron WinklevossPresident
CChris MariadasonChief Compliance Officer
JJeff TillerVP & Chief of Staff
DDanijela StojanovicInterim CFO
KKate FreedmanInterim General Counsel
04 — Clients & fit

Who it’s for

Built for Single Family Office (SFO), Multi Family Office (MFO), Investment Teams.